Home Equity Loans and Lines of Credit

Choose your best option

Do you want to pay for a one-time expense, or would you like access to money now and in the future?

Unlock the power of your home's equity to pay for everything from home renovations and vehicle purchases to college expenses and debt consolidation.

Home equity line of credit

A flexible line of credit with a variable rate that's available when you need it

• Low variable interest rate
• No closing cost option
• Easy fixed-rate loan option
• Convenient account access methods

Open An Account

Home equity loan

A fixed-rate loan with predictable monthly payments to finance one-time expenses

• Competitive fixed interest rate
• Appraisal fee paid by Pacific Credit Union
• Flexible repayment terms
• No prepayment penalty

Open An Account