Prepaid Card

Low APR credit card

Enjoy tiered money market rates with your higher savings balance

• 0% introductory APR for 15 months on purchases and balance transfers
• Variable APRs ranging from 11.24% to 20.24% afterwards
• No annual fee

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Cash rewards credit card

Earn rewards for the things you buy every day with a Pacific Credit Union Spectrum Cash Rewards credit card

• Get 3% cash back on gas, 2% cash back on utilities and groceries, and 1% cash back on all other eligible purchases
• Get 10% bonus cash when you redeem rewards into your Pacific Credit Union checking or savings account
• Enjoy flexible rewards you can use for cash back, statement credit, gift cards and more

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Travel rewards credit card

Earn 2x miles on your travel purchases and more with a Pacific Credit Union Spectrum Travel Rewards credit card

• Earn 2x miles on air/hotel/car rentals and 1x miles on all other eligible purchases
• Earn 20,000 bonus miles when you spend $2,000 in the first 90 days ($200 value)
• Get an $85 credit for TSA Pre✓® or Global Entry Disclosure
• Use your annual $50 airline incidental credit toward check bag fees, in flight purchases, and more

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